"Breakfree from the Hidden Roots of Stress and Chronic Fatigue!"
Secure Your Health Today
Master Your Future: Breakfree from the hidden roots of stress and Chronic fatigue Webinar
Learn strategies to grow and protect your health with expert guidance in our upcoming mind body self-care webinar.
Holistic health Solutions without medication overwhelm or years of trial and error
We shall unlock the following secrets...
the #1 most overlooked cause of your physical and mental illness
Boost your wealth with tailored investments, savings strategies, and smart budgeting.
The formula to protect you from adverse effects of stress
Secure your retirement with personalized plans tailored for a fulfilling life after work.
The power of mind body medicine
Preserve your wealth with expert tax planning and estate management for future generations
WHO IS COACH JOANNA?
Joanna Afable is a Licensed Pharmacist, Licensed Professional Teacher, and PITAHC Certified Acupuncturist trained in Traditional Chinese Medicine, Tibetan Medicine, and Natural Acupuncture. She is also a Certified Mind-Body Medicine Facilitator by The Center for Mind-Body Medicine.
She has been a committed meditator since 2018, grounding her work in mindfulness, compassion, and self-awareness. Her unique approach bridges the science of Western medicine with the wisdom of Eastern healing traditions, empowering people to transition from pills to holistic health.
Joanna is the founder of PharmaHolistico, a platform that offers specialized acupuncture, mind-body self-care skills groups, holistic education, and natural wellness guidance. She also mentors professionals and healthcare practitioners who want to integrate holistic healing methods into their practice.
Joanna envisions creating a global movement of compassionate and trustworthy healing where individuals and practitioners come together to heal themselves and inspire ripples of change in their families and communities.
She conducts consulting, training, and group facilitation in holistic health, mind-body practices, and self-care techniques. Known for her calm and wise presence, she guides people to rediscover balance, resilience, and wholeness in their everyday lives.
All her programs and collaborations are designed to be accessible both in-person and online, allowing her to extend healing and empowerment across distances.
Thanks to their financial planning services, I now feel secure about my future and my family’s financial well-being!
Retired Engineer
Got Question?
We've got answers
In your freelancing journey, you likely have many questions and concerns. Our goal is to help you navigate through them, which is why we've compiled answers to the most common questions. Whether you need insights on budgeting, taxes, or financial planning, our comprehensive FAQ section is here for you. If you don’t find your question listed, feel free to ask us—we’re here to assist you!
What are the best budgeting practices for freelancers?
Freelancers should track all income and expenses meticulously. Consider using budgeting apps or spreadsheets to categorize expenses and set financial goals. Aim to save a portion of your income each month to cover lean periods.
How do I handle taxes as a freelancer?
As a freelancer, you are responsible for reporting your income and paying taxes. It's essential to keep detailed records of your earnings and expenses. You may want to consult a tax professional to understand your obligations and maximize deductions.
What should I include in my financial plan?
A comprehensive financial plan for freelancers should include budgeting, savings goals, retirement planning, and an emergency fund. Additionally, consider setting aside money for taxes and investing in professional development.
How can I manage irregular income?
Managing irregular income involves creating a buffer. Set aside a portion of your earnings during high-earning months to cover expenses during leaner times. Building an emergency fund can also provide stability and peace of mind.
What are the advantages of having a separate business account?
Having a separate business account helps streamline your finances by keeping personal and business expenses distinct. This makes it easier to track income, manage cash flow, and prepare for taxes, reducing the risk of financial confusion.
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...ARE YOU READY TO TRANSFORM YOUR SPACE?!
